The credit card you need is the Chase Freedom Unlimited Reward card. It is the ideal card for both a novice and an experienced player.
Many people love it since it provides excellent cashback benefits, alluring bonuses, and much more.
Along with benefits, Chase offers its clients excellent security and a competent customer service team. In the same way, if you want to try this card, we’ve got the information you need in this blog post, along with instructions on how to apply for the card.
The Freedom Unlimited Rewards Card’s features
If you’re searching for a top-of-wallet credit card that doesn’t need much work to optimize its worth, the Chase Freedom Unlimited should be on your radar.
The Chase Ultimate Rewards points are a great option with the freedom to combine all of your reward points and get a better deal.
Key Features of the Chase Freedom Unlimited Credit Card
Generous Cashback Rewards: The Chase Freedom Unlimited Credit Card offers an attractive cashback program, allowing cardholders to earn a percentage of their purchases back in cash. More details from Chase: In the first year, you can earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent), which is worth up to $300 cash back.
After your first year or $20,000 spent, you’ll enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
Plus, there’s no minimum to redeem for cash back, and your Cash Back rewards do not expire as long as your account is open.
No Annual Fee: Unlike many other credit cards, the Chase Freedom Unlimited Credit Card boasts no annual fee. This means you can enjoy the benefits of the card without the burden of an additional cost, making it an affordable option for most consumers.
Introductory APR Period: This credit card also provides an introductory 0% APR period of 15 months from account opening on purchases and balance transfers. More details from Chase: After the introductory period, a variable APR of 20.49% – 29.24% applies.
Rewards for Dining and Travel: Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, 4.5% cash back on drugstore purchases, and dining at restaurants, including takeout and eligible delivery service. This makes it an excellent choice for foodies and travel enthusiasts.
Credit Health Monitoring: Chase Credit Journey offers cardholders free access to their latest credit score, real-time alerts, and more, helping you keep tabs on your credit health.
What is the Chase Freedom Unlimited Rewards Card Application Process?
Applying for a Chase Freedom Unlimited Rewards card is easy and only takes a few minutes. Visit this website and choose between applying as a guest or applying after logging in.
When you click on it, a new web page will open up where you must enter your address, contact information, and personal information. When you’re finished, just click “Submit” and wait for the bank to get back to you.
Interest and Additional Fees
Here are some informational fees and interest rates that you should be aware of before applying for this reward card.
- The Chase Freedom Unlimited® does not charge an annual fee.
- For each foreign transaction, the applicant must pay a fee of 3%.
- For the first 15 months, there is nearly no APR applied to purchases; after that, a variable APR ranging from 14.99% to 23.74% is imposed.
- Each transaction carries a 5% balance transfer fee with a $5 minimum.
- The combined late fee and return fee might total up to $39.
Eligibility requirements
You must be older than 18 to be eligible for the Chase Freedom Unlimited Rewards card. In addition, you need a FICO credit score of 650 or higher to receive speedy approval.
Last but not least, the candidate should be informed of Chase’s 5/24 rule, which states that the bank will automatically reject any candidates who have opened at least five cards in the previous 24 months.
